The Financial Health Exchange

We are committed to creating a fairer, more financially healthy society. We share knowledge and resources to help transform the financial health of people in the UK.

Payday denied - blog by co-author Carl Packman

Latest blog post

Payday Denied

The reality of being declined access to a payday loan. By Carl Packman

Payday Denied

Exploring the lived experience of declined payday loan applicants

Dr Lindsey Appleyard, Carl Packman and Jordon Lazell

What we do

We work with policy makers, service providers and individuals to identify the barriers to good financial health.

How we can help you

From free access to financial health knowledge and resources to training and consultancy, The Financial Health Exchange is shaping the future of financial health.

How we’ve helped others

We have been helping organisations to improve their financial health practices for over ten years.

Get involved

Share ideas, get involved in our campaigns and support improved policy-making for financial health across the UK.

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Latest Resources

  • Payday Denied: Exploring the lived experience of declined payday loan applicants

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  • Problem gambling in Birmingham – A Rapid Assessment Report

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  • Cheques and Balances Report

    An investigation into the use of cheque chasing services in the UK

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  • Tackling the poverty premium

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View all Resources